Credit Cards

Best Credit Cards for Good or Excellent Credit

Discover® More® Card

	Credit Needed Good Credit Rewards Cash Back Annual Fee $0* - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee - *Click apply to view rates, fees, rewards, limitations and other important information

	Credit Needed Good Credit Rewards Cash Back Annual Fee $0* - 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee - *Click apply to view rates, fees, rewards, limitations and other important information

	Credit Needed Excellent Credit Rewards None Annual Fee $0* - No Balance Transfer Fee!* - 0% Intro APR for 15 months on purchases and balance transfers - Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! - After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 - Avoid interest on everyday purchases - Pay down your balance faster - Zero liability on unauthorized purchases* - No Annual Fee*

Best Credit Cards for Credit that Needs Improvement

Orchard Bank Classic MasterCards

	Credit Needed Poor Credit Rewards None Annual Fee $39* - An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date - Knowledgeable customer service representatives to assist you with questions or concerns

	Credit Needed Poor Credit Rewards None Annual Fee $39* - An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date - Knowledgeable customer service representatives to assist you with questions or concerns

	Credit Needed Poor Credit Rewards None Annual Fee $39* - Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages to remind you of your upcoming payment due date with online enrollment - Knowledgeable customer service representatives to assist you with questions or concerns