Credit Cards

Best Credit Cards for Good or Excellent Credit

American Express® Premier Rewards Gold Card

	Credit Needed Excellent Credit Rewards Airlines Annual Fee $175* - Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership - Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else - Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events - Introductory annual fee of $0 for the first year, then $175 - Get approved in 60-seconds.

	Credit Needed Excellent Credit Rewards Airlines Annual Fee $69* - Now! Earn a Free Flight after your first purchase - Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare - Now you can redeem for International Travel, Hotels, Gift Cards and more. - Earn unlimited free flights - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on everything else - Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! - No Change fees - if you need to change your flight, you won't be charged a fee. - September 11th Security Fee Applies

	Credit Needed Good Credit Rewards Cash Back Annual Fee $0* - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee - *Click apply to view rates, fees, rewards, limitations and other important information

Best Credit Cards for Credit that Needs Improvement

Orchard Bank Classic MasterCards

	Credit Needed Poor Credit Rewards None Annual Fee $59* Apply now and receive a instant credit decision!* - An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date - Knowledgeable customer service representatives to assist you with questions or concerns

	Credit Needed Poor Credit Rewards None Annual Fee $59* Apply now and receive a instant credit decision!* - An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date - Knowledgeable customer service representatives to assist you with questions or concerns

	Credit Needed Poor Credit Rewards None Annual Fee $59* - An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly - Acceptance at millions of locations worldwide, including website purchases and reservations - Email and text messages are available to remind you of your upcoming payment due date - Knowledgeable customer service representatives to assist you with questions or concerns