Credit Cards

Best Credit Cards for Good or Excellent Credit

American Express® Gold Card

	Credit Needed Good Credit Rewards Airlines Annual Fee $125 * Apply now and receive a instant credit decision!* - Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100! - The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards. - Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. - Express Approval. Get a decision in 60 seconds.

	Credit Needed Good Credit Rewards Flexible Options Annual Fee $0* - $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening - 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. - 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee

	Credit Needed Good Credit Rewards Cash Back Annual Fee $0* - 0% intro APR on balance transfers for a full 15 months, then the Regular APR - 0% intro APR on purchases for a full 6 months, then the Regular APR - 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - Up to 1% unlimited Cashback Bonus on all other purchases - No Annual Fee

Best Credit Cards for Credit that Needs Improvement

Orchard Bank® Classic MasterCards

	Credit Needed Fair Credit Rewards None Annual Fee $See Terms* Apply now and receive a instant credit decision!* - An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly! - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages to remind you of your upcoming payment due date with online enrollment - On-call customer service representatives to assist you with questions or concerns

	Credit Needed Fair Credit Rewards None Annual Fee $0* - 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate* - Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more - Citi® Identity Theft Solutions - Secure, free online account management - No annual fee

	Credit Needed Fair Credit Rewards Cash Back Annual Fee $0* - 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. - Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter. - Full 1% cash back on eligible purchases and cash advances. - Earn extra cash back on popular, rotating categories each quarter. - Average 5% additional cash back through Citi Bonus Cash Center® - No Annual Fee